Crush debt.
See your freedom date.
52 strategies. 10 calculators. 200 lessons. The most comprehensive debt payoff app on iOS — and your data stays on your device.
Whatever your debt looks like
Different debts, different goals, one app that adapts to you.
Everything you need to get debt-free
Not a calculator. Not a spreadsheet. A complete debt resolution platform.
52 Payoff Strategies
Classic snowball and avalanche plus 49 Pro strategies spanning behavioral science, mathematical optimization, and philosophical frameworks.
What If I Pay More?
Slide to add extra payments and watch your debt-free date move in real time. See interest saved and months knocked off.
200 Structured Lessons
From compound interest to behavioral psychology and global debt history. 35 case simulations with branching outcomes.
9 Visualizations
Debt Arena, Payoff Timeline, Snowball Momentum, Interest Breakdown, Debt Race, and more. Built with Apple's Swift Charts.
10 Financial Calculators
EMI Breakeven, Prepayment Impact, Rate Negotiation ROI, Debt Rotation, Tenure Optimizer, and five more.
Any Debt, Any Currency
11 currencies. Track personal loans, credit cards, car loans, education loans, home loans, and gold loans. iCloud sync included.
Start free. Upgrade when you're ready.
No commitment. No credit card to start.
| Feature | Free | Pro |
|---|---|---|
| Debts | 3 | No app limit |
| Payoff strategies | 3 | All 52 |
| Calculators | — | All 10 |
| Visualizations | 1 | All 9 |
| What If slider | — | ✓ |
| Consolidation calculator | — | ✓ |
| EMI calendar | 2 months | Full range |
| Repayment schedule | 2 years | Full + export |
| PDF reports | — | ✓ |
| Historical analysis | — | ✓ |
| Loan intelligence | — | ✓ |
| Lessons & case studies | All 200 | All 200 |
| Loan simulator | ✓ | ✓ |
| Journey tracker | ✓ | ✓ |
| Badges | 62 | 62 |
| Themes | 10 | 10 |
| iCloud sync | ✓ | ✓ |
Free
Track up to 3 debts with Snowball, Avalanche, and Minimum strategies. Full access to 200 lessons, loan simulator, journey tracker, and iCloud sync.
DebtCrusher Pro
Remove the debt limit. Unlock all 52 strategies, 10 calculators, 9 visualizations, What If slider, consolidation, full calendar, PDF reports, historical analysis, and loan intelligence.
Your data stays yours
Built for people who care about privacy as much as getting debt-free.
No bank access
No bank or financial account connection required
No account creation
Your iCloud account is your account
No tracking
No analytics, no ads, no third-party data sharing
On-device storage
Data lives on your device and your private iCloud